Stated Income Commercial Real Estate

    Flexible CRE loans based on property income with generous LTVs.

    Explore Stated Income

    Why Stated Income?

    Income-Based

    Qualification tied to property cash flow

    Versatile Use

    Access working capital or new purchases

    Generous LTVs

    Up to 75% depending on asset type

    Non-Owner Occupied

    Ideal for investment properties

    Program Basics

    600+ credit score
    W-2 or self-employment verification
    LTV varies by property type
    Use for acquisitions or cash-out

    Discuss Your Scenario

    See if a stated income structure fits your goals